A chip off the old block

Kellie and I aren’t big conspiracy theorists, but we both agreed that something was a bit fishy when we received almost identical letters from our respective financial institutions (I still use my hometown bank for checking) informing of a “possible breach” and providing us each with a new chip card to lessen the chances of any future fraud.

My first thought was, “I’m sure the alleged hackers saw my bank account, felt sorry for me and moved on to the next one,” but that’s a whole separate discussion. Is this the beginning of a forced chip card revolution? Is there something more nefarious at play here?

Yes and no.

As journalists are wont to do, I asked people who are smarter than me about the situation in hopes of finding answers, which led me to GNB Bank Marketing Director Amanda Grineski and MidwestOne Bank Vice President Ann Rogers. I went to them with my extremely formal, well thought out and reasonable objections to the new technology.

I don’t like doing things differently than what I’ve become accustomed to, and I never know when to remove the chip from the reader.

 

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